Your credit history plays a big role in the mortgage approval process. Lender pay close attention to credit score as it is an indicator perceived lending risk at a particular moment in time. Credit rating can affect your ability to get the best mortgage rates. But don’t worry we are here to help and guide you. We can advise you on how best to improve your credit over time. With a good credit history, in due course your borrowing options will increase. We can also advise you on getting a mortgage while you work on improving your score.